Carly finds out about the loan shark and really let Simon have it and said she should of listen to jack then she goes and tell Katie. Simon gets beaten up because he go to the loan shark and try to break it off(is he thsi dumb).Carly finds him and thinks it was a good deed to try and fix it. So Jack comes and ask is everything ok and she lies to Jack and tell him she know nothing. Katie also sees that Simon is hurt and they have a emotional connection and Simon lays the bomd shell and tells her he loves Carly.
Now no way do i think SImon loves Carly.He may care for her in his own twisted way but he don't love her. Why is Carly always lying to Jack.